Maximize your portfolio sale prices with competitive real-time auctions

Access to a broad pool of local and international buyers, combined with real-time auction mechanics and full transparency, delivers the highest achievable market price for your portfolio.

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Polski Związek Zarządzania Wierzytelnościami

Związek Przedsiębiorstw Finansowych w Polsce

Portfolios sold via BidFinance achieve the maximum possible price

BidFinance uses competitive auctions, all buyers in one place and active pre-sale campaigns to drive the highest possible price for each portfolio.

Competitive auctions

Competitive environment during the real-time auction helps achieve the highest possible sale price for each portfolio.

All buyers in one place

Pool of verified investment funds and DCAs in a single, centralized marketplace increases the liquidity of your portfolio.

Active pre-sale

Portfolios are actively promoted before the auction to warm up demand and increase bidding intensity.

How the selling process works on BidFinance

A simple, structured process that helps sellers list, manage and close portfolio sales via transparent auctions.

01Step

Portfolio & auction preparation

The seller submits an auction request on the platform.
Together, we define the sales strategy and auction parameters.
The seller selects buyers who will be allowed to participate in the auction.

02Step

Portfolio placing & pre-sale

BidFinance sends the pre-configured auction for the seller's approval.
The auction is approved by the seller and appears on the platform.
BidFinance begins active portfolio pre-sale to buyers, and buyers start their valuation.

03Step

Auction & closing

The auction runs for 15-120 minutes with real-time bidding from qualified buyers.
The seller tracks bids, bidder activity and portfolio engagement.
After the auction, the seller receives the top three offers, selects the best one and finalises the deal.

Flexible auction types tailored to every transaction party and every trading strategy

BidFinance delivers transparent and efficient auctions for the sale and servicing of PL and NPL portfolios, connecting investment funds, portfolio sellers, and local servicing companies across Europe.

Transparent bidding

In an English auction, bidding starts from a reserve price set by the seller. Buyers compete in real time by submitting increasingly higher bids. The auction is won by the participant who places the highest bid.

Seller control
The seller has full control over the auction terms, including which investors are invited and admitted to the auction.
Buyer insights
The seller can monitor detailed buyer activity (document downloads, views, bid statistics).
Offer choice
After the auction ends, the seller receives the three highest bids and may accept any of them.