Connecting investment funds with PL & NPL portfolio sellers and DCAs across Europe

BidFinance gives investment funds access to the PL & NPL portfolios and the best offers from the local debt collection agencies.

Get Started

Polski Związek Zarządzania Wierzytelnościami

Związek Przedsiębiorstw Finansowych w Polsce

Buy portfolios that meet your ROI.
Get top offers from local debt servicing agencies.

Investment funds can invest in debt portfolios that meet their ROI targets and run auctions among local DCAs to secure the best collection terms for each portfolio.

How the buying process works

A clear, secure process designed for professional buyers.

01Step

Join the platform

Buyers register on BidFinance and get free access to portfolios.
Registered users receive notifications about upcoming auctions.
Each buyer independently decides in which auctions to participate.

02Step

Portfolio valuation

The buyer gets full access to portfolio data and valuation materials and makes valuation.

03Step

Auction & agreement

Buyers participate in the auction that starts at the time set by the seller.
After the auction, the seller selects the best offer and finalizes the deal and notifies buyers about the outcome of the auction.

Why buyers choose BidFinance

Gain direct access to verified debt portfolios, transparent auctions, and real-time market data – all within a secure and compliant platform.

Full access to portfolios and valuation documentation

We provide access to various portfolios and access to VDR with documentation necessary for portfolio valuation.

Portfolio alignment and effective communication

We inform you about portfolios tailored to the buyer's needs. We ensure clear communication through public Q&A.

Access to knowledge of the debt portfolio market

Take part in auctions and gain access to market data that will help you make wise purchasing decisions.

Let's connect and discuss your next portfolio transaction

Have questions about selling, buying or servicing debt portfolios? Our regional managers will help you with platform access, auction setup and onboarding.